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Banking the Way it Ought to Be

Since 1957

Blue Ridge Personal Savings

Regular Savings

If 17 or younger - Guardian is required

  • Opening Deposit
    • $100 minimum deposit to open account
  • Features
    • ATM Card
    • Unlimited online, mobile, and telephone banking
    • Unlimited number of withdrawals 
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account every quarter. Interest rate and annual percentage yield may change at any time.
  • No monthly maintenance fee
  • No minimum balance required

 

Christmas Club Savings

  • Opening Deposit
    • $5 minimum deposit to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be credited to your account annually. Interest rate and annual percentage yield may change at any time.
       
  • $5 fee for each withdrawal prior to club maturity
  • No monthly maintenance fee
  • No minimum balance required

Money Markets

  • Opening Deposit
    • $2,500 minimum deposit to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited number of withdrawals 
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account monthly. Interest rate and annual percentage yield may change at any time.
       
  • No monthly maintenance fee

Youth Savings

- Child's Social Security Card and DOB required

  • Opening Deposit
    • $25 minimum deposit to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited number of withdrawals 
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account every quarter. Interest rate and annual percentage yield may change at any time.
       
  • No monthly maintenance fee
  • No minimum balance required

Please contact your local office for our most current rates.

Other bank fees such as NSF/Overdraft may be imposed. See our Common Features for a list of fees.

Our Walhalla North John Street Office is currently without an ATM. We apologize for this inconvenience and encourage you to use an ATM at any of our other locations.