Banking the Way it Ought to Be

Since 1957




five-stars go-button

Business CDs

Business CDs

  • Unlimited online, mobile, and telephone banking
  • Interest is calculated on the daily balance computation method. This method applies a daily period rate to the principal balance each day.Interest begins to accrue on the business day you deposit noncash items (for example: checks) 
  • Early withdrawal penalties may apply
  • Transactions limitations apply


Type Minimum Deposit Min Balance to Obtain APY Compound Annual Percentage Yield*
 12 Month CD  $1,000  $1,000  Semi-Annual   0.0100%
 18 Month CD  $1,000  $1,000  Semi-Annual   0.0100%
 24 Month CD  $1,000  $1,000  Semi-Annual   0.0200%
 30 Month CD  $1,000  $1,000  Semi-Annual   0.0200%
 36 Month CD  $1,000  $1,000  Semi-Annual   0.0200%
 48 Month CD  $1,000  $1,000  Semi-Annual   0.0200%
 60 Month CD  $1,000  $1,000  Semi-Annual   0.0200%


*All rates and terms are subject to change without notice. Fees may reduce earnings. Please call (864) 638-5444 for any available specials. Rates effective as of 12/18/2020.
*Annual Percentage Yield refers to simple interest. It assumes reinvestment of the interest earned at the rate listed.