OCONEE COUNTY'S COMMUNITY BANK

SINCE 1957

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Home Mortgage Loans

In-House Mortgage Loans (not sold)

Up to 20 year fixed rate - Up to 85% financing
*On a $100,000 - 240 months at a rate of 4.961% APR with payment of $664.41 including any balloon payment. The payment does not include taxes and insurance and the actual payment obligation will be greater.

  • Conventional Loans (1-4 family)
  • Second Home or Vacation Home Purchase or Renovation
  • Construction Loans—Build the home of your dreams
  • Mobile Homes on Real Property - No older than 10 years
  • Home Equity Loans—For additions or renovations, borrow against the equity in your home 
  • Home Equity Line of Credit—Borrow only the amount you need at the time you need it

 

Houses (Owner-Occupied)

Annual Percentage Rate

Term

Fixed: With 1% Origination Fee 4.50% 10 Year Amortization Fixed Rate
Fixed: With 1% Origination Fee 4.50%  15 Year Amortization Fixed Rate
Fixed: With 1% Origination Fee 4.75% 20 Year Amortization Fixed Rate

 

*All rates and terms are subject to change without notice. All rates are subject to credit approval. Please call 864-638-5444 for any available specials. Rates effective as of 6/14/2018.

 

Secondary Market Loans (sold)

FHA, VA, and Home Possible Mortgages: Thanks to the secondary market, you have a variety of options that depend on multiple factors. We’re here to help you navigate all possibilities.