Home Mortgage Loans
In-House Mortgage Loans (not sold)
Up to 20 year fixed rate - Up to 85% financing
*On a $100,000 - 240 months at a rate of 5.213% APR with payment of $678.54 including any balloon payment. The payment does not include taxes and insurance and the actual payment obligation will be greater.
- Conventional Loans (1-4 family)
- Second Home or Vacation Home Purchase or Renovation
- Construction Loans—Build the home of your dreams
- Mobile Homes on Real Property - No older than 10 years
- Home Equity Loans—For additions or renovations, borrow against the equity in your home
- Home Equity Line of Credit—Borrow only the amount you need at the time you need it
Annual Percentage Rate
|Fixed: With 1% Origination Fee||4.75%||10 Year Amortization Fixed Rate|
|Fixed: With 1% Origination Fee||4.75%||15 Year Amortization Fixed Rate|
|Fixed: With 1% Origination Fee||5.00%||20 Year Amortization Fixed Rate|
*All rates and terms are subject to change without notice. All rates are subject to credit approval. Please call 864-638-5444 for any available specials. Rates effective as of 12/26/2018.
Secondary Market Loans (sold)
FHA, VA, and Home Possible Mortgages: Thanks to the secondary market, you have a variety of options that depend on multiple factors. We’re here to help you navigate all possibilities.