OCONEE COUNTY'S COMMUNITY BANK

SINCE 1957

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Personal CDs & IRAs

CDs

  • Interest is calculated on the daily balance computation method. 
  • This method applies a daily period rate to the principal balance each day.
  • Interest begins to accrue on the business day you deposit noncash items (for example: checks) 
  • Early withdrawal penalties may apply
  • Transactions limitations apply
  • Unlimited online and mobile banking

       See a customer service representative for more details.

Type Minimum Deposit Compound Annual Percentage Yield*
 3 Month CD (91 days)  $2,000  Quarterly   0.20%
 6 Month CD (182 days)  $1,500  Semi-Annual   0.25%
 12 Month CD  $1,000  Semi-Annual   0.30%
 18 Month CD  $1,000  Semi-Annual   0.40%
 24 Month CD  $1,000  Semi-Annual   0.45%
 30 Month CD  $1,000  Semi-Annual   0.50%
 36 Month CD  $1,000  Semi-Annual   0.55%
 48 Month CD  $1,000  Semi-Annual   0.80%
 60 Month CD  $1,000  Semi-Annual   1.00%

 

Special Offer Certificate of Deposit

(​With a new or existing checking account. For a limited time only.)

 

Type Minimum Deposit Compound Annual Percentage Yield*
 13 Month CD  $5,000  Semi-Annual   0.40%

 

Individual Retirement Accounts (IRAs)

  • Early withdrawal penalties may apply
  • Unlimited online and mobile banking
  • See a customer service representative for more details
  • Additions to IRAs are permitted without extending the maturity
Type Minimum Deposit Compound Annual Percentage Yield*
 IRA Savings  $100  Semi-Annual   0.20%
 18 Month IRA CD  $1,500  Semi-Annual   0.40%

 

*All rates and terms are subject to change without notice. Fees may reduce earnings. Please call 864-638-5444 for any available specials. Rate effective as of 5/10/2017.
*Annual Percentage Yield refers to simple interest. It assumes reinvestment of the interest earned at the rate listed.