Banking the Way it Ought to Be

Since 1957

Blue Ridge Personal Checking

Basic Checking

  • Opening Deposit
    • $100 minimum deposit to open account
       
  • Basic Features
    • Unlimited online, mobile, and telephone banking
    • Online bill pay (some restrictions apply)
    • Instant issue debit card
    • Card Cash rewards
    • Your choice of e-statements or paper statements
       
  • No monthly maintenance fee
  • No minimum balance required 

 

Deluxe Checking

  • Opening Deposit
    • $750 minimum deposit to open account
       
  • Basic Features
    • Unlimited online, mobile, and telephone banking
    • Instant issue debit card
    • Card Cash rewards
    • Your choice of e-statements or paper statements
       
  • Additional Features
    • Free first order of standard checks
    • Three free cashier’s checks per month
    • Unlimited online bill pay
    • 50% off 3x5 safe deposit box or $15 credit to box size of choice (subject to availability)
    • One free customized debit card
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example checks). Interest will be compounded and credited to your account every statement cycle. Interest rate and annual percentage yield may change at any time.
       
  • $12 service charge every statement cycle if $750 minimum balance is not maintained daily

 

Club Checking

  • Opening Deposit
    • $100 minimum deposit to open account
    • Must be 60 years or older
       
  • Basic Features
    • Unlimited online, mobile, and telephone banking
    • Online bill pay (some restrictions apply)
    • Instant issue debit card
    • Card Cash rewards
    • Your choice of e-statements or paper statements 
       
  • Additional Features
    • Free standard checks (one box per order)
    • Free cashier’s checks
    • Discounts on certain fees and stop payments
       
  • No monthly maintenance fee
  • No minimum balance required 

Student Checking

- If 17 or younger - Guardian is required
- State issued ID required
- If 14 or under - Birth Certificate and Social Security Card required only

  •  Opening Deposit
    • $25 minimum deposit to open account
       
  • Basic Features
  • No monthly maintenance fee
  • No minimum balance required

Please contact your local office for our most current rates.

Other bank fees such as NSF/Overdraft may be imposed. See our Common Features for a list of fees.