OCONEE COUNTY'S COMMUNITY BANK

SINCE 1957

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Golden Corner Personal Checking

Blue Ridge Bank is proud to offer new checking account products to better serve the people of Oconee County. Effective May 10, 2017, our new checking account products will be available. They include a Basic Checking with no monthly fee and a Deluxe Checking with several added benefits. For more information, please see the options below. 

If you already have a Blue Ridge Bank Regular Checking or NOW Checking and would like to transition to one of our new products, please click here.

 

Basic Checking

  • Opening Balance
    • $100 minimum balance to open account
       
  • Basic Features
    • Unlimited internet, mobile, and telephone banking
    • Unlimited check writing
    • Unlimited number of deposits into account
    • Online bill pay (ten item limit, $1 charge per item thereafter)
    • Instant issue debit card
    • Card Cash rewards
    • E-statements
       
  • No monthly fee
  • No minimum balance required
  • Additional $3 for paper statements 

 

Deluxe Checking

  • Opening Balance
    • $750 minimum balance to open account
       
  • Basic Features
    • Unlimited internet, mobile, and telephone banking
    • Unlimited check writing
    • Unlimited number of deposits into account
    • Instant issue debit card
    • Card Cash rewards
    • E-statements
       
  • Additional Features
    • Free paper statements
    • Free first order of standard checks
    • Three free cashier’s checks per month
    • Unlimited online bill pay
    • 50% off 3x5 safe deposit box or $15 credit to box size of choice (subject to availability)
    • One free customized no-annual fee debit card
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example checks). Interest will be compounded and credited to your account every month. A minimum balance of $750 must be maintained in the account each day to obtain the disclosed annual percentage yield. Interest rate and annual percentage yield may change at any time.
       
  • $12 monthly service fee if $750 minimum balance is not maintained daily

 

Club Checking (60+)

  • Opening Balance
    • $100 minimum balance to open account
       
  • Basic Features
    • Unlimited internet, mobile, and telephone banking
    • Unlimited check writing
    • Unlimited number of deposits into account
    • Online bill pay (ten item limit, $1 charge per item thereafter)
    • Instant issue debit card
    • Card Cash rewards
    • E-statements
       
  • Additional Features
    • Free paper statements
    • Free standard checks (one box per order)
    • Free cashier’s checks
    • Discounts on fees and stop payments
       
  • No monthly fee
  • No minimum balance required 

Student Checking

*Seventeen and under - guardian required*

  •  Opening Balance
    • $100 minimum balance to open account
       
  • Basic Features
    • Unlimited internet, mobile, and telephone banking
    • Unlimited check writing
    • Unlimited number of deposits into account
    • Online bill pay (ten item limit, $1 charge per item thereafter)
    • One free school color customized no-annual fee debit card
    • Card Cash rewards
    • E-statements
       
  • No monthly fee
  • No minimum balance required
  • Additional $3 for paper statements 

 

View Rates & Terms for Savings Options


*Other bank fees such as NSF/Overdraft may be imposed. See our Common Features for a list of fees.