OCONEE COUNTY'S COMMUNITY BANK

SINCE 1957

LEARN ABOUT OUR

FIVE STAR

RATING

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Personal Savings Accounts

Regular Savings

  • Opening Balance
    • $100 minimum balance to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited ATM and in-person withdrawals
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account every quarter. Interest rate and annual percentage yield may change at any time.
       
  • Limit six transfers per month (preauthorized, automatic, telephone, check, draft, or similar order to third parties)
  • No monthly fees
  • No minimum balance required

 

Christmas Club Savings

  • Opening Balance
    • $5 minimum balance to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be credited to your account annually. Interest rate and annual percentage yield may change at any time.
       
  • $5 per withdrawal fee
  • No monthly fee
  • No minimum balance required

 

Money Markets

  • Opening Balance
    • $2,500 minimum balance to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited ATM and in-person withdrawals
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account monthly. Interest rate and annual percentage yield may change at any time.
       
  • Limit six transfers per month (preauthorized, automatic, telephone, check, draft, or similar order to third parties)
  • Per debit fee of $5 for each debit transaction ONLY if you exceed six limited transactions per month

Youth Savings

  • Opening Balance
    • $25 minimum balance to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited ATM and in-person withdrawals
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account every quarter. Interest rate and annual percentage yield may change at any time.
       
  • Limit six transfers per month (preauthorized, automatic, telephone, check, draft, or similar order to third parties)
  • No monthly fee
  • No minimum balance required