Banking the Way it Ought to Be

Since 1957

Blue Ridge Personal Savings

Regular Savings

If 17 or younger - Guardian is required

  • Opening Deposit
    • $100 minimum deposit to open account
  • Features
    • ATM Card
    • Unlimited online, mobile, and telephone banking
    • Unlimited number of withdrawals 
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account every quarter. Interest rate and annual percentage yield may change at any time.
  • No monthly maintenance fee
  • No minimum balance required

 

Christmas Club Savings

  • Opening Deposit
    • $5 minimum deposit to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be credited to your account annually. Interest rate and annual percentage yield may change at any time.
       
  • $5 fee for each withdrawal prior to club maturity
  • No monthly maintenance fee
  • No minimum balance required

Money Markets

  • Opening Deposit
    • $2,500 minimum deposit to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited number of withdrawals 
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account monthly. Interest rate and annual percentage yield may change at any time.
       
  • No monthly maintenance fee

Youth Savings

- Child's Social Security Card and DOB required

  • Opening Deposit
    • $25 minimum deposit to open account
       
  • Features
    • Unlimited online, mobile, and telephone banking
    • Unlimited number of withdrawals 
    • Interest is calculated on the daily balance method. Interest begins to accrue on the business day you deposit noncash items (for example: checks). Interest will be compounded and credited to your account every quarter. Interest rate and annual percentage yield may change at any time.
       
  • No monthly maintenance fee
  • No minimum balance required

Please contact your local office for our most current rates.

Other bank fees such as NSF/Overdraft may be imposed. See our Common Features for a list of fees.